A while ago I couldn't drive at all with any music - now I can easely drive with very low sound (ie. taking off headphones).. so yeah, I listen to music now.
Ps. No, I dont recommend driving without sound
But not always, though.. depends on how I'm feeling.. Voice chatting on the other hand is a big no no for me - thats primarely because I'm not used to speak english so I find it frustrating to find the right words while driving.