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Would you recommend it over XP Pro?

Currently? No.

In the future? Maybe.

It seems like the best thing to do is to at least wait until SP1 before taking the vista plunge. I am running a dual boot with XP and Vista, but still do all of my gaming on XP. This will probably change when I get hold of a DX10 card though..

If money is no object, I'd say spend a bit more and get a GTX from a brand with a large warranty, BFG and eVGA have 10 year warranties - you never know you might need it. Either way, 1 year from OcUK is a bit short.