Sounds good. But...
Bluetooth: other than TomTom I only use a headset and the iPhone does that admirably.
Camera: Check on the iPhone too
M$ Office Mobile (Werd, Excel, etc): It can read them, but I never write them on the phone anyway.
Video-calling: Nope, but why would I want to do that?
MP3 player: Check
FM Radio: I have podcasts and my own music on the phone, with a radio in the car. That's good enough for me
GPS: check (but no turn-by-turn yet
)
Games: Millions on the App Store, many for free
Mobile Interwebs: Of course.
Even More Stuff I havent played with yet: check
I bought an iPhone . 8GB (plenty for me) for less than £100, and my monthly bills will go down too. I just didn't like the competition enough - the interfaces are clunky in comparison, and the extra features just aren't useful to me. The only think I miss (other than the usual iPhone compaints of copy-paste missing etc) is the GPS Navigation, but I have faith it'll come in time. And I didn't use it that often anyway