You crashed your fiat, and your VW two times, that makes three times if i'm not mistaken. That makes three crashes in three years, it's quite a lot.
Try to drive more defensive and look ahead on the road, expect objects/obstacles around corners you can't see and adjust your speed accordingly so you can stop in time, etc. It's really basic stuff...
Someday you're going to harm yourself, or much worse, someone else, and not just the car...