I use Slide FX team skins(sometimes) and my two private skins almost all the time.I got my XRT & FZ5 made by Design Dudes(Keisu) & my SFX XRT & FZ5 team skins are made by Beefyman666,member of LFS-3D.
Since I don't live in Europe,I can't help you a lot but I know that you could get some nice white roads everywhere when your driving the day after a snowstorm.