No majors for me. Only put one car into a ditch so far.
Was in a 91 Mitsi Galant, FWD
Went into a blind corner at about 100, the corner started off wide, then went downhill and turned sharp, rear of the gave way tried to counter steer but it just kept going sideways and eventually head on into the ditch.
Only needed a new front bumper and a bit of hammering on the hood and it was ok.
(Btw, that's 100 km/h, the speed limit here)