Rubbish! Every time you get an incident (even a 0x) you get a nag.
My brother is on 4.99 SR but he still cant stand the fact that it nags you every time you have an incident.
I totally agree with Doorman... iRacing just needs to tell you after the session how many incident points you had...not during a session.
There's nothing more annoying than having a green nag flash up in the middle of a race when your trying to concentrate. ffs, you know when you've put a wheel off the track or made contact with someone. you don't need iRacing telling you off for it just to rub it in. All the SR stuff could easily be reported to you when the session is over.