The online racing simulator
It costs that much to insure a car each year?!?!?! You could do a lot with that money
an mx-5?
Quote from sam93 :Yes, another one of these threads lol. Even though it is February until I am 17 I am already planning on my first car as I need to know the amount of money I need to save up.

What cars would you guys recommend? I don't really want a Corsa/Saxo/Punto/Clio. I was thinking about getting a Astra Van 1.7 CDTI (£120 for 12 months tax )
What I want is a car that is pretty nippy for a first car, no more than £1,750 a year to insure TPFT, easy to modify (engine, suspension, exterior, interior) and also pretty new and not a shopping cart lol. Yes, I no longer what something like a Corsa lol.

...


provisional doesnt let you got above 1.6... get pulled in a car your insured on above that you get done by the company for false details ( even though they didnt double check and insured you anyways ) and the police will lift the car, then you've another fine to pay.


Geth a diathsu charade...


on 20 quid, you'll get around for a month, Fact. Ultra light, turbo versions ( gti without the badge so even i can insure one... ) and a cult icon.
A kia rio 1.5 diesel.

The words kia and diesel should bring insurance price down. And they are quite nippy for what they are.
Wow, just done a quote on elephant for a 1998 ka 1.3i.... £3000....riiight >_<

E: Just done a quote on directline, exact same details, and got a quote for £1,168....
Luke needs to stop this little Kia obsession of his

XaidOn - I got quoted something like £4000 for a 1.4 Fiesta with my Grandad as the main driver, then got quoted 2300 on a 1.9 VW Bora WTF even 1.6 A3's, Focus's are only 1900, its a joke.

EDIT: Direct line only £2000 for Fiesta, didn't ask if it had any modifications, didn't ask too many questions...
Well with the KA (Which is soon to be my car), my mum is going down as the main driver,
so that quote will really be £850 or so, and I've done quotes on several companies and
comparison sites and none are below £1000, really peeves me off, but I know if I drive
without incident for the first year it'll be cheaper.... plus a KA isn't really a boy racers car :P
so it's a wee bit cheaper than a 1.1 Fiesta or equivalent Corsa xD

E: lol £2000 on a fiesta? I got that quote on a 2008 Vauxhall Astra 1.8 Auto lol.
I think you really have to do some shopping for insurance.. I need to think of something odd ball but still something id like for a first car, thinking
Chevrolet Matiz, Toyota Yaris/Aygo


Btw, get on msn ya git and accept me friend request
Quote from theirishnoob :
provisional doesnt let you got above 1.6... get pulled in a car your insured on above that you get done by the company for false details ( even though they didnt double check and insured you anyways ) and the police will lift the car, then you've another fine to pay.

Utter bollocks... I took my test in a 2 litre car.

Insurance companies also always ask what type of license you have when you take out insurance...

Quote from Xaid0n :Well with the KA (Which is soon to be my car), my mum is going down as the main driver,
so that quote will really be £850 or so, and I've done quotes on several companies and
comparison sites and none are below £1000, really peeves me off, but I know if I drive
without incident for the first year it'll be cheaper.... plus a KA isn't really a boy racers car :P
so it's a wee bit cheaper than a 1.1 Fiesta or equivalent Corsa xD

Try getting a quote on something that isn't such a commonly crashed car by young drivers, whilst Corsas may be chavved up and crashed by those wanting a 'wicked sub install' Kas and Micras are crashed lots by incompetent young drivers, more typically the types who just can't drive and have somehow managed to pass their test on the third attempt. My Dad's 1.6 Focus was only £800 comprehensive with Tesco with me as a named driver.
buy a shitbox, then save for something decent. my experience is u wont listen to this advice, even though its about the best ull ever get.

cars are money pits, only pour money into something u like, the more u pour into some shitty first car, the longer it will be until u buy something decent. and no one likes a modified shitbox, ur just a laughing stock to anyone on the side of the road.
Quote from ajp71 :Utter bollocks... I took my test in a 2 litre car.

Insurance companies also always ask what type of license you have when you take out insurance...

Popped into my head too, my big brother sat his test and drove around in a 2.0 turbo diesle audi, actually made me laugh reading his comment.

Quote from ajp71 :Try getting a quote on something that isn't such a commonly crashed car by young drivers, whilst Corsas may be chavved up and crashed by those wanting a 'wicked sub install' Kas and Micras are crashed lots by incompetent young drivers, more typically the types who just can't drive and have somehow managed to pass their test on the third attempt. My Dad's 1.6 Focus was only £800 comprehensive with Tesco with me as a named driver.

My mates parents have a 1.6 focus LX and he's insured on that untill he gets his own car, they're only group 5 insurance which is quite low for such a fun car which is relatively fast.

I was going to downgrade from my 1.4 golf to a 1.4 polo, but upon checking the stats on it I found it was group 10 insurance for the standard model which is crazy, but it does have 100bhp and is quite fast, but still, 1.8 astra sports can be insured for less.
Agree with the last 2 posts and that you wont listen.

You'll buy a heap, blow way too much cash on it by sticking loads of pointless, laughable mods to it that will make it look like an even more of a heap.

Get the cheapest car to insure you can, doesn't matter what it is, and save for a better car after you've been driving a year.....which is about how long you have to wait till you can even do anything about it.
Quote from theirishnoob :...


provisional doesnt let you got above 1.6... get pulled in a car your insured on above that you get done by the company for false details ( even though they didnt double check and insured you anyways ) and the police will lift the car, then you've another fine to pay.


Geth a diathsu charade...


on 20 quid, you'll get around for a month, Fact. Ultra light, turbo versions ( gti without the badge so even i can insure one... ) and a cult icon.

Maybe in Ireland, in the UK that isn't the case.

You can drive ANYTHING you can afford to insure. So if you have the pockets you could pass your test in a Koenigsegg CCXR. No one would recommend it given it'd be a nightmare to manoeuvre, but if you can insure it, you can drive it.
The cars I am going to be choosing from are:
106 Quicksilver
Golf
Astra 1.4 3 door
Astra 1.7 CDTI
Corsa C 1.3 CDTI
Corsa C 1.2
Saxo (Wouldn't mind a VTS or VTR - will most likely be through the roof to insure though)
Clio
Punto

What do I go for
You have just listed the bog standard rice crispies so insurance will bust your balls. Pick something original. Go carb'd, go 1970's classic, it'll be a real head turner. More so if you buy a car that should have chrome bumpers and remove them, always makes them look more aggressive and sporty. If I had 10k I'd buy a Moggie Traveller and strip the bumpers, it'll be phat.
What about an Original mini, I'd imagine they wouldn't be very expensive to insure and as long as you keep it rust free it'd be worth something when you went to trade it in..

You'd also learn more about car control in 3 months in a mini that you would in 2 years in another car. Fit some "phat" wheels and some strips and away you go!
Quote from P5YcHoM4N :You have just listed the bog standard rice crispies so insurance will bust your balls. Pick something original. Go carb'd, go 1970's classic, it'll be a real head turner. More so if you buy a car that should have chrome bumpers and remove them, always makes them look more aggressive and sporty. If I had 10k I'd buy a Moggie Traveller and strip the bumpers, it'll be phat.

I don't think you can get classic insurance until you are 21, so no lol.

Quote from S14 DRIFT :What about an Original mini, I'd imagine they wouldn't be very expensive to insure and as long as you keep it rust free it'd be worth something when you went to trade it in..

You'd also learn more about car control in 3 months in a mini that you would in 2 years in another car. Fit some "phat" wheels and some strips and away you go!

I was thinking of an original mini, the thing that put me off getting one is motorway driving. I wouldn't mind getting one that needs a respray so it would be cheap. Get is resprayed, strip it out and put a multipoint roll cage in lol and also to add a few more tuning parts to the engine.
Quote from sam93 :I don't think you can get classic insurance until you are 21, so no lol.



I was thinking of an original mini, the thing that put me off getting one is motorway driving. I wouldn't mind getting one that needs a respray so it would be cheap. Get is resprayed, strip it out and put a multipoint roll cage in lol and also to add a few more tuning parts to the engine.

I'm after a nice little 998cc mini for a first car (:eek and that quote about classic insurance until 21 has to be utter bollocks, surely ?

I can't stand the little riceboxs named above. Only thing I could go for is a 106 or a gen1 Clio.

I'd love a Mk1/2 Golf, 205, Renault 5. I'd even consider an Austin Alegro, becasue they're so f*cking different !
Quote from Equinox :I'm after a nice little 998cc mini for a first car (:eek and that quote about classic insurance until 21 has to be utter bollocks, surely ?

I read the thing about classic insurance somewhere, can't remember where lol.

I am wanting a Mini Cooper, £1,000 a year to insure . Keep the Mini for 2 years to 3 years sell it and buy something like 320/325 E30/E36 BMW.
BMW e36 320 or 325
#47 - Jakg
Quote from Equinox :I'm after a nice little 998cc mini for a first car (:eek and that quote about classic insurance until 21 has to be utter bollocks, surely ?

No, you can get classic insurance at any age - but under 21 (or 25) it's very very expensive.

My friends Dad bought him a Triumph Spitfire as a first car - only about 2 months before he was 17 the £1k quote he got expired :X
Quote from sam93 :I read the thing about classic insurance somewhere, can't remember where lol.

If you go to a specialist insurer, they will set a 25 limit as they have lower quotes than normal insurers.

Quote from sam93 :I am wanting a Mini Cooper, £1,000 a year to insure . Keep the Mini for 2 years to 3 years sell it and buy something like 320/325 E30/E36 BMW.

Insurance doesn't start being cheap until you're 25, stay away from BMW's until then. You can't predict what will happen between then and now, but for sure do Pass Plus, it saved me ~50% on my insurance and for £120 (well £100 as I got a discount for being sexy) you can't go wrong.
A friend of mine was looking at getting classic insurance, but he's got to wait another year until he's 25 before they would insure him, although in fairness this was for a TVR.

Anyway, spending nearly £2k on a car when you're just 17 sounds like a bad idea to me. If you don't crash it, you'll likely at least bash it up a bit, and you'll want a car you don't care about too much. You'll learn all the silly things you really shouldn't do - some of my examples: dragging a bowl of water across the bonnet while cleaning (hello scratches), taking that unexpectedly greasy 90 degree corner at normal pace (hello bush), trying to push a wheelie bin out of the way with your car when parallel parking (hello broken bumper), forgetting to check both sides of the car when driving between two very close brick walls (almost goodbye wing mirror, hello scratched passenger door), etc.

I've owned my first car a year now and have just finished totalling up how much it's really cost me this year: http://bmp.thefloatingwidget.n ... s/first_year_motoring.PNG

As you can see, there's a lot more to it than just the upfront money to buy your car.
For insurance, i fully recommend adrian flux. My rover was costing me about £850 tpft, the reason mine is so high at the age of 25 is that i got banned for dangerous driving in 2003 but thats a whole different story.

Anyway, Co-op were charging about £850 a year, and refused to cover any of my modifications that i was planning, they even classed my 15" alloys as a mod due to them being 1" larger than the original wheels on the car.

Adrian Flux are charging me about £340, and that includes all mods that are now done, (wheels, induction kit, sports exhaust system, big brakes) i also get home start, free recovery in the UK and most of the rest of europe and i got to keep my 4 years no claims as well!

Give em a look mate, could well save you a packet.

Clicky!

Oh yeah, and whats wrong with rovers!?!
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My first car - What's your recommendations?
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