Imagine trying to explain that to the insurance company.
INSURANCE: Acme Insurance, my name is Jane, how can I help you?
HOME OWNER: Hi. I need to - er - make a claim for damages to my house.
INSURANCE: Do you have you policy number?
HOME OWNER: Yeah, it's ABC123456. My name is Bob Jones.
INSURANCE: Thank you, Mr Jones. What kind of damage is it?
HOME OWNER: Well, it's a bit - er - unusual. Basically, a car went through it.
INSURANCE: A car went through it?
HOME OWNER: Yeah, there was a rally car. It apparently came off the road, and went through one side of the house.
INSURANCE: .....
HOME OWNER: Fair bit of damage, you know. You could probably imagine... car, lodged in the wall, and all that jazz.
INSURANCE: Umm. Yes, I can imagine that would be pretty big.
HOME OWNER: Yeah, well... I need to get it fixed, because you know, that side of the house has been totalled. There's just a big honking hole there. And you know, it's winter... pretty cold at night.
Top bloke though, I doubt if that happened in this country the owner would have the same reaction, they would try to sue the driver. Personally I would be honoured to have a Subaru rally car lodged in my bedroom.
The car's probably worth more than the house. Fence it off and beat anyone who comes to claim it with a big stick. 'My car now! Get off my lawn! She's mine, She's in my bed and She is staying!'