Actually, it nowdays in finland uses automatically Osuuspankki/Nordea/Tapiola etc... so, you pay to bank, and bank transforms it to LFS'ers, IF I did understand it right.
When I bought my license, I stole my own credit card (yes, my own) and I just typed everything what needed, I just press Confirm button, and I wait 15 seconds, tada, it's done, and 1st S2 server was FM^ Oval Starters 2 with GTR/KY1/8 laps :P
Of Course, I got a "penalty" from my parents, but I got this now