I totally agree with you thread starter.. or well I might not say they suck, but still there are some questionable stuff going on.
Banks close before I am done at work - I have to take some hours off the work to just visit the bank. What the hell? They take much of my money just so I can use them, and I am not a hhappy custommer. Then when I do really need their help I canot get it unless my work boss desides to be a nice lad and let me go early from work. Banks - screw you all.
Tax offices, or the place you go to register your new home adress, get the tax card and such. This place close even before the bank, usually it just is open 6 hours each day and closed in the weekends. How the hell I am going to make that!? It closes 3 hours before I end at work, it's totally pointless and I hate it.
Stores, big shops that closes when I leave work etc - oh come on. At least keep it running to 18:00-19:00 so I can manage to get what I need before the weekend. Is it really that few custommers in that periode of time, that they canot affor to keep the shop open?