I'm looking for a paint program to do my own skins but I don't want to spend hundreds of dollars either. Is there a decent program which I can paint the templates for around $50? Thanks.
Out of the two, I use Paint.NET. I have not used Gimp as Paint.NET fulfills my needs currently. I would recommend downloading the DDS plug-in for Paint.NET as this means you can edit the interior textures too. Google "Paint.NET DDS Plug-In" to find it, then follow the installation instructions.