hm... i think that might be like one of the probably 2 posts i dont have an lol in it
well if its a money condition its understandable then
as far as brazil goes though, or even vray for that matter, 3dsmax comes with the widest known and best.. yes i can even say it is the best, it is what all professionals use, called mental ray (and you've probably heard of it)
but look at it this way, the internet it a massive place, and thousands among thousands of people are using these programs and you can find tutorials, so its really not to much a problem for the average joe (well.. sometimes, but good tutorials are always being made, and if you're curious, 3dtotal is one of the better sites i've found for many apps and has lots of tutorials)