As long as you have a bank account (checking or credit), you can link Paypal to that account. When you give valid account information, Paypal will credit a very small few cents of money to your account, and then you have to check how much they gave you and reply back to Paypal to verify that it is your account. Then you can transfer money from the bank to Paypal within 3-4 business days, and then use your Paypal money.