I still maintain the experience isn't very relevant to road driving. Car control will only ever become an issue on the road if your either driving a car with a problem or on appalling road conditions or possibly low speed control if you have avoid something. A typical track will teach you nothing about car control bellow 50mph, where the majority of control related accidents are on the road. On a track day everyone is very vigilant has to follow the rules strictly and normally at least a keen driver. The need for situational awareness on a track day only really comes important when something happens ahead, passing cars and being passed is far simpler than driving on a busy motorway and nothing like overtaking on a two way road, because you've normally got an enormous speed differential between cars. Track days are fun and do teach you a lot that might get you out of trouble later if you learn in a safer environment but a new driver should not be worried about driving fast or how a car will behave on the limit in dry conditions. That comes far later and why an insurance company would want to discount as a result is beyond me, maybe an experienced driver with an advanced drivers test should then be eligible for discount if he's done a car control course or holds a race license but for a learner they only really pose the additional risk of over-confidence and send a pretty clear message that you like driving fast.