Hyperactive, first, both of your thumbnails point to the bonnet view when clicked. Second, how did you get the thumbnail? Is that with bbc code? (or whatever the acronym is for that...)
Lerts (an others as well), your question implies that you are wondering which view is faster, as in, which view would get you the fastest lap time. Then you state about accidents.
When racing, you want to be looking as far ahead as possible. If you are looking at your wheels, you are looking at the wrong place. Looking at your wheels only tells you where you are. Looking as far ahead, tells you where you want to go. You will go where you want to by looking ahead.
Here is where you want to look (not the best example, would be better using a single turn....)
Here is where you do not want to be looking.....
and
There's no point in looking at your wheels or where your car is currently. It is too late. You are already either correctly cornering or not correctly cornering. Looking at the wheels and deciding you are wrong, there's nothing you can do about correcting.
A good analogy is what you learn when motorcycling. You look where you want to go, not where you are going. If there is a giant pothole in the center of the road, and you naturally want to avoid it on a motorcycle, your chances of hitting the pothole are greater if you look at it to avoid it. You should look at your path around the pothole as your control of the motorcycle will tend to follow where you are looking. The same applies to racing.
As for the crashing and seeing others as you stated,
"a guy was gonna hit me from behind saw it,i stopped braking and avoided collision." You may have avoided a collision, but 9 times out of 10, you will also completely miss the corner because you are no longer braking where you need to be braking, thus taking yourself out of the race anyways.
Instead, you learn racecraft, which is an awareness of what is going on around you at all times. You are able to have a sense when someone is going to crash into you by not braking, thus, before the start of the corner sequence, you adjust by moving a bit off the line, tapping the brakes to show the brakelights to the one behind, or other techniques. As for other situations with other cars around you, using the mirrors and the left/right views gives you the sense of where everyone is on the track in relation to you. You can't help some who turns into you when beside you or pushes you off the track at corner exit. But with racecraft, it is easier to avoid these situations because you have a pretty good sense of where the other cars are without the need to look at the whole track such as with the views you posted.
Many times you can use the other drivers and how they act and react on the servers to your advantage. You learn from experience of racing with the same people that the guy beside you doesn't hit the apex well when passing and is going to slide to the outside on exit with total disregard of other drivers. You then brake earlier allowing them to pass by, take the apex easier, get back on the throttle faster as he moves across in front of you, and repass him on the exit.
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