im sorry but i cant take your word, because no matter what you have in your head, the sound will still travel, by bone, flesh, plastic, whatever.
and if you dont have good positioning, it is still there, and you can hear it, but not coming from front of you like with 2 speakers.
its all around you, in the vibrations.
i cant make it clearer, sound waves are just there, all around you, infinite sources, road, tyres, ambient, motor, people, even if you cant hear them, they are, and they affect your perception over the other sounds or vibrations you feel.
with stereo speakers they only come from 2 sources, its not that hard to figure out that the more speakers you have , with well implemented mixing, will give you a much richer sound experience, and more realistic, in any possible way.
im not saying that surround must be implemented to hear the positions of the cars, im saying that it must be implemented in a realistic way, a way that it will translate the sensations of real driving, the kind that with 2 speakers is impossible.