So, I had an accident 2 weeks ago. It wasn't my fault, so the insurance covers for the damages. But, there are some issues I'd like to ask you guys about it, I guess some of you had to "fight" with the insurance before.
So, they won't pay for new parts, but they want everything repaired (except for the headlights that have to be bought new). They also want me to pay part of the price for a headlight that has been repaired before. What if I get in a crash again? Will they be like, this has been repaired and you have to pay a part of the price and if yes, is there a way to avoid it?
Second, should insurance pay for a replacement car and for all the expenses of driving my car to the service and going back? (It's 16km of city driving and 16km of taxi fares, which isn't that much money, but still, I wouldn't have to spend that if I didn't have the accident.)
And one more thing: as I'm here only for uni, I will either have to make a double trip or stay here for a week or two longer because the insurance still hasn't delivered the police report to the service. Do they cover any of those expenses?
It looks a bit worse in RL then on the images, you just can't see all the damage here. There's also some damage under the hood (engine and cooling are okay).