I barely crash myself,but I am just not that fast. I have no idea if I would pass it or not,but if I can't,that would suck actually,since I wouldn't be able to race then. Not that I am online with LFS for that much,but I'm sure there are other guys with the same scenario.
I definately like LFS alot more. I played rF at a friends house,and we have tried for 4 hours to set his wheel up properly,but it still didn't drove like in LFS.
Get LFS. Even when youre not interested for some real racing,you can just mess a bit around the car park and autocross tracks playing silly games (Rooftop Rumble,Rooftop Jump,Cops and Robbers,and so on and on and on...)
LFS should stick to the fictional cars. If I like to drive a real car,i'll buy another game. We only need to fill up the cars that are missing; a rally car and a supercar. Muscle car would be all right.