If somebody dies, no amount of money is gonna compensate for that.
Besides, if your car is worth 200 £ there won't be any life ending financial burdens. What about if your house collapses? Is house insurance compulsory? No. Insurance of almost any kind is completely uneccasary, how about, don't rely on insurance to bail you out of your bad driving? How about, people pay for bills out of their own pocket? How about, people stop driving into trees when they are still teenagers...
People claim on insurance for a broken window and then wonder why their insurance goes up, it's got nothing to do with claims bonus, most of car damage happens when you're not even moving vandalism etc.
I didn't have my facts straight in the first place, I never said I did, quite the opposite, and my point was, I will only pay insurance to cover my mistakes for other people, not for my own mistakes. So why don't you read a little more. But seriously, if you can find a policy where my shit isn't covered. Let me know, cos in the UK such a thing does not exist.
But don't you pay for your tax (based on a vehicle's weight) in a similar fashion to our insurance? (monthly?).... Just what I've heard anyway, more than makes up for our high insurance costs (if you get a large vehicle).
That's the thing.. money does exist to compensate the families for the funeral and other things (like being sued). Insurance will cover this (at least in Canada).
Yet again, car insurance is meant to save your ass when you run over someone. It covers damages to property, the other vehicle, In canada I have the option for "collision" which insures my own car for repair even if I crash, and general fees in the event of death.
There's a reason it's illegal (in CAN) to not have insurance as not having it is being a selfish twat. You think that you're invincible and never make mistakes... well everyone does when they least expect it. Yet again NOBODY that whines about "oh insurance is too expensive" can afford to pay out of their pocket for a fatal accident.
$2000 a year really isn't that much to pay for the coverage I get ($2 Million). Considering that would repair my car, the other persons car, plus any lawsuits for a death.
wtf.. Are you sure you didn't make a typo on that last post? I mean, 110 euro a year is really low.
I am driving a Mazda Xedos6 (year '96) which is in no way a BMW 320i (which is, last time I checked, about 5 euros more expensive per month). How much year driving experience do you have already? Even though I can't imagine it being THAT low.
It's still not brutally awful as BlueFlame seems insistant on fronting the 2 million coverage out of his extremely massive pockets in the case of an accident.
Blueflame, just to make it really simple for you...
So rather than getting a decent sized sedan that will be easy to drive, cheap to fill up and run for a life time. You're going to get a massive truck for people with tiny dicks and spend your life stopping in at every petrol station you go past?
Great thinking...
I found that out a while back. I got a quote of £2,000 TPFT for a Defender 110 2.5TD. Chose full comp and it went down to £900. Which was quite amusing.
Ah how many times I have seen the discussion about car insurances over here but still I'm always as stunned reading those high prices people have to pay. Also, contributing again.
In Finland it doesn't matter who owns the car, only the car itself. I pay about 500 euros per year for my car insurance and I think it's even a bit on the expensive side. And my car is old RWD car with 2.0 engine...
