Not really a near death experience but nearly made me S**T myself lol.
Went out to the local shops on my bike to get some milk cause my mum used the last of it up.
My front brakes have been dead for a while but I decided to still take it as I still had rear ones lol.
On the way back, going nearly top speed down a hill and some ford focus pulls out in front of me. I swerve to avid it, hit a lamp post and landed on my face in the road
Anyway, I survived with only a few bumps and bruises but could of been a lot worse.
Lucky for you I'm still here