When my Ninja was in for a service I had a Fazer, and allegedy wrote it off!
Ended up having to shell out £1000 in excess!
A few snapped plastic panels, snapped mirror and scratched frame, apart from that no damage, didn't think much of it, picked it up, drove it home, they picked it up and got a phone call saying it was a write off we want our money (Tip... NEVER EVER USED BRIDGE MOTORCYCLES!)
The worst part is, I want even riding the bike, started it, was just about to get on it when it slipped itno gear and flew off, my jacket got caught on the mirror and took me with it, couple broken ribs, bruising.....
Oh well, nevermind, at least I keep my no claims as it wasn't a riding accident!