So basically tony, you want to take every aspect of a simulation, out of the ultimate racing sim. Have fun with that.
Nothing would piss me off more, than if there was a crash players were disconnected for it, because the first time I had a great chance at winning and got disconnected because either someone got into me or i just so happend to spin it on cold tires, heads would be flying.
Its a simulation guys, if you don't have the patiences to either look for good racers and races or deal with working your way through wrecks, go play somthing else!